Enhanced deduction for seniors

Published February 20, 2026 | By Theresa

Beginning with the 2025 tax year, people who are age 65 or older may be eligible for a new deduction.

For tax years 2025 through 2028, taxpayers who are age 65 or older may be eligible to claim an additional $6,000 deduction per person ($12,000 if married filing jointly and both spouses are eligible)
To be eligible, you must be aged 65 on or before the last day of the tax year
This deduction is available whether you claim the standard deduction or itemize deductions
The deduction does phase out for taxpayers with a modified adjusted gross income over $75,000 ($150,000 for joint filers)